Financial Planning Fees
basic
financial planning
You want to receive a full analysis on retirement, debt management, education, investments, etc. Typically, you already have a tax preparer or are not worried about tax planning, We meet often over a short 6 months to cover all your needs.
$300/Month
($1,800 = 6 Month Contract)
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Retirement Planning
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Education Planning
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Employee Benefits Analysis
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Debt Management
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Estate Planning
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Credit Analysis
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Insurance Review
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Cash Flow
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Net Worth
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Goals
Limited To 50 Clients
premier
financial planning
You are wanting to review and implement financial strategies to get you on track for retirement, pay down debt wisely, pay less in taxes, invest responsibly, plan for future large expenses such as education, and make sure you are appropriately protected with insurance.
$250/MONTH
($3,000 annual contract)
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All Basic Financial Planning Services
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Individual Tax Preparation
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Tax Planning
Pomegranate
Membership
You only have a few questions that you need answered. You enjoy learning and working on your own finances and are looking to confirm what you are doing with your finances. Or you don't have much money, but know you need help with financial advice.
$100/MONTH
($1,200 annual contract)
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Up to Four hours worth of Meetings with a CFP, EA
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Unlimited Emails
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Individual Tax Preparation through DJAS
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Educational Content & Resources
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Access to Financial Planning Software
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Access to Tax Videos from Pomegranate Taxes Inc.
Investment Management Fees
Pomegranate Financial follows a Passive Index, Low Fee, Buy & Hold strategy based on your goals.
In our meeting PF will Educate, Review your Portfolio, and Onboard your Account(s) as applicable.Pomegranate Financial uses the Betterment Platform to manage investments - one of the highest rated Robo-Advisors.
The Betterment Platform, combined with expertise at Pomegranate Financial helps you incorporate strategies that enhance your financial life and investments.
These include automated investing, re-balancing, SEP IRAs, Roth Conversions, automated RMDs, asset location, and more. Investment management is different than our Investment Analysis.
Investment analysis is included in a Planning or Membership Agreement where your investments (wherever they are) are analyzed with recommendations on any adjustments to be made.
Pomegranate Financial does not require you to rollover your investments. Instead, investment selection, strategies, fees, and benefits are reviewed to analyze the best place for your investments.
Investment Management Fees
Annual Pomegranate Financial Fee
0.10%**
Betterment Annual Fee
0.15%
Your Total Annual Fee
0.25%**
The annual advisory fee is tiered, prorated and paid at the end of each quarter. Betterment will debit your account for both Betterment's annual fee and PF's annual fee, and will remit PF's annual fee to PF. The upfront on-boarding fee is paid at the end of the Investment Management meeting.
*The Upfront Investment Meeting Fee can be waived if you sign up for any financial planning contract or the Pomegranate Financial Membership.
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**This fee has a cap of $1,000 which means a household balance over $1MM still only pays a max of $1,000/Year.